Fire and Domestic Insurance

Covers the insured property against fire, theft, damage and natural disasters. One can insure either the structure of the house and/or the house contents depending on whether the person is a home owner, tenant or both.

 

LEVELS OF COVER

•Fire & allied perils – covers loss or damage to property e.g. buildings, furniture, fixtures and fittings due to fire, lightening and explosion

•Burglary – provides cover against loss or damage to property following forcible or violent entry or exit from the insured premises.

•All risks insurance – covers insured property from all risks whilst in any location and any situation within the scope specified in the policy schedule. It is suitable for mobile phones, laptops, calculators, fax machines, photocopiers etc. This is subject to an excess.

 

INFORMATION REQUIRED FOR QUOTATION OF PREMIUM

•Value of the building/any extensions and location.

•List of contents and value of each.